Premium Bonds winner scoops £10,000 just one month after buying NS&I Bond | Personal Finance | Finance
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The man from central Bedfordshire purchased his winning bond, with the number 473WJ723711, sometime in October 2021. While winners are picked at random, many Premium Bonds holders are always on the lookout to see how they can improve their chances of taking home the grand prize. For December this year, there were two lucky winners of NS&I’s Premium Bonds £1million prize jackpot.
One of the winners is a resident of West Sussex with his winning bond number being 306VK958372.
Overall, he had invested £46,000 into the savings prize draw and his successful bond is valued at £30,000, having been bought in July 2017.
The other winner is Lancashire and he had the winning bond number 437QD081540, with an investment of £14,725 into Premium Bonds.
In comparison to his fellow jackpot winner, this man’s bond is valued at a smaller £5,000 and was only purchased in February 2021.
READ MORE: NS&I cancels Premium Bonds prizes as savers unwittingly break rules
For the December prize draw, a whopping 3,331,069 prizes with around £95million are set to be paid out to the winning Premium Bond holders.
Through NS&I’s Frequently Asked Questions (FAQ) page on its website, the Government-backed financial institution provides advice to people looking to boost their odds of winning the most amount of money possible.
One of the most asked questions is whether bonds which are bought close to the draw are more likely to win, which is relevant considering the winners this month.
In response to this popular question, the NS&I states: “Each £1 Bond number has an equal chance of winning, regardless of when or where it was bought.
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“Over 95 percent of eligible Premium Bonds have been bought since the year 2000.
“So even though Premium Bonds have been on sale for over 60 years, this is why newer Bonds seem to win more frequently.
“When ERNIE randomly generates winners, it doesn’t store any numbers, so there’s no way any Bonds can be left out.
“In 2004, the £1million jackpot was won by a customer with only a £17 holding, who bought them in 1959.”
On top of its announcement of the winners, NS&I also explained how bond holders will be able to receive their bond prizes more quickly.
In a statement, the savings institution stated: “Customers can choose to have their prizes paid directly to their bank account or have their wins reinvested into more Premium Bonds.
“This will reduce the chance of Premium Bonds going unclaimed. Almost nine in ten prizes are now paid in this way, and this is quicker, easier and more secure than receiving them via cheque.
“Customers can find out more about the benefits of getting their prizes paid directly into their bank accounts or automatically reinvested into more Premium Bonds here.”
From today (December) 2, all customers of NS&I will be able to check to see if they have been successful in the Premium Bonds prize draw on their checker app.
Alternatively, they can also check to see if they have unclaimed prizes they have forgotten to pick up.
In order to use the NS&I’s website or app, all customers will need their Premium Bonds holder’s number and their NS&I number.
If they are checking the results of the lottery via the prize checker app they will need their bond holder’s number as well.
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