He explained that normally, he wouldn’t ever suggest people get a credit card as a zero percent facility, and would only advise people get a credit card for a “one off, planned borrowing”.

However, Mr Lewis addressed how during the pandemic, times have changed.

Currently, it may be that these types of cards could offer people a way to pay for necessary living costs without incurring interest on their debt.

“We’re in different logical times,” he said. However, for those apply for this zero percent card, they would need to apply sooner rather than later, Mr Lewis insisted.