@Mattrfreeman replied: “Thanks for confirming. I got worried for a moment!”

It is this worry the scammers are playing on, with hopes of hooking a concerned saver with their devious tricks. 

Sadly, one person said they were reeled in by the scam, with @thewrldsucks writing: “I received a scam text and foolishly entered by details into the fake site, only realising about a minute later.

“I panicked, and locked my account, meaning I can no longer use online banking. What is the easiest way that I can unlock it again?”