“If someone gets in touch about an offer for a great energy price deal or a refund, don’t click on any links or give them any personal information over the phone.

“Genuine companies will understand if you want to look into the offer, or call back on a number you can find on their website.

“If you’re looking for retail offers and discounts, be wary of offers that seem too good to be true.

“Use reputable discount websites by typing the address in rather than using a search engine, or go directly to the retailer.”