Customers are also able to make requests for ISA transfers in (either from existing ISAs with Skipton or from other providers), however, all deposits and transfers must be made before the November 9 date, otherwise, the account will not open.

As these are fixed-term ISAs, any form of earlier access – including transfers out – will result in closure of the accounts, as well as a specified loss of interest.

Depending on which is opened, the one-year deal account will suffer a 90 days’ loss of interest, while the two-year and three-year accounts will suffer 180 days’ loss and 240 days’ loss of interest.